Surety Bond Associates is a specialty
niche surety bond agency providing bonds to small, minority and women owned
contractors. Customers in this market have highly individualized needs and are
often underserved by most surety companies. Surety Bond Associates has
developed partnerships with surety carriers that have expertise and provide us
with significant advantages servicing this market:
 Ace Surety primarily serves smaller contractors
with single bond needs of $2.5 million and under, and also utilizes project
funds disbursement as a way to enhance a contractor's eligible bonding
capacity.
 First National Surety, one of the
Safeco companies, specializes in meeting the needs of the small to medium size
contractor, from those just starting or with infrequent bond needs, to those
with an established track record. As our contractors grow, many will "graduate"
from First National Surety to Safeco Contract Surety, a standard market.
 Contractors Bonding and Insurance Company (CBIC),
is a full service insurance company committed to providing surety bonds to
small contractors. CBIC offers streamlined programs for small contractors and
infrequent users of surety credit.

CNA Surety's Small Contract Bond Program for contractors is highly competitive
and dedicated to finding a responsible way to support small and specialty
contract bonding needs.
 Established in 1995, HCC Surety Group is a
leading provider of surety bonds to small and minority contractors. ACIC
features many specialized programs, including the Quick "N" EZ Contract Bonds
Program and the SBA Bond Guarantee Program.
First Sealord Surety, Inc. was founded by construction professionals who
understand the need for an innovative surety company that uniquely married
surety underwriting and construction engineering. Now for the first time in the
surety industry, First Sealord Surety is making available a platform of
value-added products and services to it's customers that include: surety bonds,
construction engineering, funds administration / construction escrow for First
Sealord Surety bonded contractors.
 Hartford Fidelity & Bonding's 1st
Tier Contractor Program has been designed to meet the needs of small and
established contractors with limited surety needs; growth-oriented emerging
contractors; and transactional surety obligations for the infrequent bond user.

Broadlands Financial's Bond Alternative Program
is a proactive construction risk management service designed to allow owners,
developers, lenders and contractors to pursue construction projects without a
contract surety bond. Broadlands combines detailed project cost analysis,
contractor mentorship, monitoring and project funds control to create the most
comprehensive project risk management service. Resource Management Partners'
Contractor Financing Program is specially designed to finance contracts with
government agencies for contractors who don't qualify for traditional bank
financing.
 Resource Management Partners' core
products are value-added accounts receivable financing and management.
Additionally, we offer equipment leasing services to further help our clients
enhance their working capital.
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